Capstone Payment Solutions

Capstone Payment Solutions is a Wilmington company that helps businesses lower what they pay for credit and debit card processing. It works with enterprises, ecommerce startups, brick-and-mortar retailers and sole proprietors, looking for processing setups with lower fees and transparent pricing. A common starting point is a free review of a merchant’s current processing statement, offered with no commitment, to see whether any savings are possible.

Its services cover point-of-sale payment processing, ecommerce payment gateways, virtual terminals and mobile contactless payments, along with fraud and risk management tools. For small businesses with high monthly card costs, Capstone sets up dual pricing or surcharge programs that pass processing fees on to customers while offering a cash discount. The company also connects merchants with its preferred merchant account provider and emphasizes personal customer service as part of its approach.

What to Know

• Capstone advertises a 100% rate guarantee and no early termination fees.
• Its payment tools support credit cards, digital payments and crypto.
• The company is a member of the Wilmington/Tewksbury Chamber of Commerce.