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Banks · Cambridge

Harvard Federal Credit Union

About

Harvard Federal Credit Union is a not-for-profit cooperative that helps members reach their financial goals with low-cost, consumer-friendly services and sound advice. Membership is open to staff, students and alumni of Harvard University, Harvard teaching hospitals and affiliated organizations, and their family members also qualify. Once someone joins, membership lasts for life, staying open after a move or job change until the member chooses to close the account.

The credit union offers a full line of deposit and loan products, from checking and savings accounts to home and vehicle financing, plus loans to consolidate student loan or credit card debt. Members also get free one-on-one financial counseling and educational workshops on a range of money topics. Accounts can be managed anytime through online banking and a mobile app, and a shared branching network extends access well beyond Cambridge.

What to Know

  • Surcharge-free ATM access is included with membership.
  • A Harvard Square branch serves members in person.
  • Home loan specialists assist with purchases and refinancing.
  • Checking accounts can earn cash back on debit purchases.

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