J.J. Ruddy Insurance Agency

J.J. Ruddy Insurance Agency is an independent insurance broker in Reading that has served the community since 1909. It handles personal and commercial coverage, including auto, home, commercial and umbrella policies, and focuses on making sure clients have no gaps across all their policies. As an independent broker, it works with leading national carriers and recommends the companies and policy terms that best fit each client’s situation.

The agency is now in its fourth generation of family ownership, and many clients have stayed for decades, later bringing in their children and grandchildren. It is trusted with complex insurance portfolios and emphasizes personal, responsive service, using long-standing industry connections to get things done for clients. The team also helps clients spot unmitigated risks, plan ahead and prevent losses, and it publishes a free guide on the five most common mistakes that leave gaps in coverage.

What to Know

• The agency offers free coverage reviews.
• Its Coverage without Compromise Guarantee pledges never to write a policy that leaves a client with inadequate coverage.
• The agency describes a broker’s most important job as being an advocate for the client’s protection and peace of mind.
• It is a member of the Medford Chamber of Commerce.