Metro Credit Union

Metro Credit Union serves Medford members as part of a branch network that covers Greater Boston. Founded in Chelsea in 1926, Metro has grown into the largest state-chartered credit union in Massachusetts, and it remains a not-for-profit cooperative owned by its members. That structure lets it return value to members through low-fee or no-fee services, higher yields on savings and lower rates on loans.

For personal banking, members can open fee-free checking that comes with perks, earn points toward cash for everyday transactions, and use iBanking tools that offer insights into their finances. Lending covers mortgage preapproval, home equity loans and a dedicated option for paying for college. A Financial Wellness Center provides education and guidance, and business banking is available for local companies looking for a personal relationship with their lender.

What to Know

• Metro has more than 220,000 members.
• Families can sign up free for a kids and teens debit card and money app.
• Metro has joined with Members Plus Credit Union in a partnership.
• It is a member of the Medford Chamber of Commerce.