Chelsea Employees FDC
About
Chelsea Employees Federal Credit Union, known as CEFCU, is a credit union in Chelsea offering certificates of deposit, auto loans and home equity lines of credit to its members, along with online banking. It is celebrating its 90th anniversary with special auto loan rates, and its stated aim is to help members make confident, money-smart choices, from buying a car to managing credit.
The credit union has added modern conveniences, including ACH Early Pay, which lets members get direct deposits up to two days early. It also puts effort into financial education, publishing tips on car buying, credit scores, travel budgeting and spotting email and text scams. A dedicated campaign warns older members about fraud schemes aimed at seniors and encourages families to share the information with relatives over 60.
What to Know
- A partnership with Gentreo gives members access to affordable online estate planning tools.
- Members can refinance auto loans from other lenders with the credit union.
- It is a member of the Chelsea Chamber of Commerce.
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