Equifax

Equifax is one of the three major consumer credit reporting agencies in the United States, alongside Experian and TransUnion, and this listing represents the company in Braintree’s town business directory. Consumers know it for the credit reports and scores that lenders, landlords and others rely on, while businesses use its data to make credit decisions. Through its consumer site, individuals can view their own Equifax credit report, and checking it does not harm their credit.

Beyond reports, Equifax sells subscription credit monitoring and identity theft protection. Plans range from single-adult monitoring with alerts and identity restoration help, to a three-bureau Premier tier that adds personal data removal from more than 100 people search sites, to a family plan covering two adults and up to four children. Its Consumer Services Center lets people place fraud alerts or active duty alerts, and the myEquifax app handles credit tasks from a phone.

What to Know

• The company traces its roots to 1899, when it began in Atlanta as the Retail Credit Company.
• Corporate headquarters remain in Atlanta, Georgia.
• An Equifax credit report lock blocks access to that report by certain third parties.
• Locking an Equifax report does not stop access to reports held by the other credit bureaus.