Experian

Experian is one of the three major consumer credit bureaus in the United States, and this Braintree listing represents the company in the town’s business directory. Through its consumer site, people can get a free credit report and FICO Score, then try to raise their scores with Experian Boost, which counts eligible payments such as cell phone, utility, streaming and rent bills. Lenders and insurers also rely on Experian credit files when evaluating applicants.

Beyond credit reports, Experian offers a range of money tools. Its No Ding Decline credit cards let people apply without a score hit if they are not initially approved. Experian Cash, powered by Brigit, provides small advances with no interest or late fees for eligible users. Paid members can have Experian cancel or negotiate eligible subscriptions and recurring bills, and an insurance service monitors and compares car insurance quotes for free.

What to Know

• Experian’s global headquarters is in Dublin, Ireland, and its U.S. base is in Costa Mesa, California.
• Free scores are based on the FICO Score 8 model, which may differ from the score a lender uses.
• Not all lenders use Experian credit files or scores affected by Experian Boost.