Human Interest

Human Interest is a 401(k) provider offering bundled retirement plans for small and midsize businesses, with the aim of making a plan easy and affordable for owners to run. Employers pick a popular plan design or customize their own, connect payroll through more than 600 integrations, and link a bank account. The company then handles compliance, IRS filings, co-fiduciary oversight and employee support, so owners spend minutes rather than hours a month on administration.

The company says it launches one in three new 401(k) plans, more than any other provider, and it reports more than 47,000 business clients. It has eliminated the per-transaction fees that other providers may charge employers and employees, and it offers cash back to help lower-wage workers start saving. A published set of service standards comes with a money-backed guarantee, and businesses can start a new plan or switch over from another provider.

What to Know

• Its Concierge plan integrates with payroll so contributions are processed and employee data stays in sync.
• Human Interest is a national provider listed through the Stoneham Chamber of Commerce.
• The company reports more than 2,700 five-star ratings across G2, Google and Trustpilot.
• Clients featured on its site include nonprofits, dental practices, hospitality companies and pet care businesses.