River Works Credit Union
About
River Works Credit Union is a member-owned, nonprofit financial institution established in 1936, with its main office in Lynn. It offers a full range of everyday banking, including traditional, preferred, and teen checking, savings and money market accounts, certificates of deposit, and IRAs. Members can also open club accounts for specific goals, such as holiday, vacation, and fuel savings, and manage their money through online and mobile banking, bill pay, and eStatements.
Lending covers first mortgages, home equity loans, auto loans, consumer loans, and credit cards, and a full-service mortgage department handles conforming, commercial, and portfolio loan programs. Second mortgages are available up to 80 percent of a home’s value. The credit union also offers Mass Save HEAT Loans. Its stated aim is to remain independent and offer competitive, affordable products with personal service while following prudent banking practices.
What to Know
- Membership is open to people who live or work in Essex, Middlesex, or Suffolk County, and their families.
- Employees of General Electric in Lynn and its affiliates are eligible to join.
- Members of IBEW Locals 103, 104, and 223 and employees of contractors working with them also qualify.
- Business members can access checking, merchant services, payroll processing, and Visa credit cards.
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