TransUnion

TransUnion is one of the three major consumer credit reporting agencies in the United States, alongside Equifax and Experian. It collects and maintains credit histories for consumers and supplies credit reports and scores that lenders, landlords, insurers and employers use when making decisions. Consumers deal with TransUnion when checking their own credit, disputing errors, placing fraud alerts or freezing their credit files to guard against identity theft.

Founded in 1968 and headquartered in Chicago, TransUnion has grown into a global information and analytics company serving businesses and consumers in many countries. Beyond credit reports, it offers identity verification, fraud prevention and marketing data services to businesses. This listing appears in the Town of Braintree business directory under consumer reporting companies, and its contact details point to TransUnion’s consumer office in Fullerton, California, rather than a local branch.

What to Know

• Federal law entitles consumers to free copies of their credit reports from each major bureau.
• Credit freezes can be placed and lifted at no cost.
• Consumers can file disputes over inaccurate information on their reports.
• TransUnion is a publicly traded company.