Webster First Federal Credit Union

Webster First Federal Credit Union serves Winthrop as part of a network covering Central and Eastern Massachusetts. The not-for-profit lender offers personal and business accounts, loans and mortgages. Members can bank through a mobile app that checks balances, tracks budgets, deposits checks and handles loan payments, and they can add their debit card to a mobile wallet for quick checkout online and in stores.

With more than 90 years of history, the credit union has been recognized repeatedly in recent years, appearing on Newsweek’s national list of best regional banks and credit unions for a third time in 2026. That list recognizes 500 banks and 500 credit unions nationwide. Webster First also publishes plain-language financial guides on topics like budgeting with the 50/30/20 rule, choosing between cash and debit, and helping teens build credit.

What to Know

• Every debit card is covered by Mastercard Zero Liability protection against unauthorized transactions.
• Withdrawals are free at ATMs in the CO-OP network.
• Webster First won an Interactive Media Awards Outstanding Achievement honor in 2022.
• The branch is a member of the Winthrop Chamber of Commerce.