Webster First Federal Credit Union
About
Webster First Federal Credit Union is a member-owned financial cooperative offering personal and business accounts, loans and mortgages throughout Central and Eastern Massachusetts, with a presence in Cambridge. Its First Rate Checking account carries no monthly maintenance fee, and debit cards include complimentary fraud monitoring and Mastercard Zero Liability protection. Members can withdraw cash without fees at Webster First ATMs and at ATMs in the CO-OP network.
The credit union has more than 90 years of history and has collected a long list of recognition, including Newsweek’s list of America’s Best Regional Banks and Credit Unions in 2024, 2025 and 2026. Deposits are insured in full: the NCUA covers up to $250,000 and the Massachusetts Credit Union Share Insurance Corporation covers amounts above that. Its mobile app handles balance checks, budgeting, check deposits and loan payments, and connects cards to mobile wallets.
What to Know
- Webster First was named a Banker & Tradesman Top Lender in 2022, 2023 and 2025.
- It won Best of Central Mass every year from 2019 through 2025.
- The app lets members switch debit cards on and off and set spending limits.
- Share certificate specials are offered periodically.
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